Recently we highlighted the direction of travel; claims volumes and costs are decreasing. But how do we sustain this trajectory? The answer in part lies in the Government’s newly released Action Plan for Insurance Reform.
Both the Taoiseach and Tánaiste call for a focus on ‘controlling the controllables’. This latest Reform Agenda does just that, targeting transparency and behavioural change in claims practices, litigation trends and furthermore taking aim at reforming Legal Processes.
Key proposed actions specific to Personal Injury Claims include:
• Remitting cases to the IRB if new evidence e.g. medical reports emerge during litigation, presumably with serious cost implications – P17/18 S3 (a) ii
•Introducing Scale Fees in Personal Injury Litigation, (already in operation in the District Court) – P19 S6 (a)
• Amend the Judicial Council Act 2019 to adjust the review period for the Personal Injury Guidelines – P24 S21 (a)
• Capping minor injuries and/or introducing an alternative resolution model – P24 S23 (a) & (b)
• Pre Action Protocols i.e., mandating certain steps (e.g., disclosure of evidence) before Proceedings commence – P25 S26 (a)
This marks a critical shift towards structural changes in the system, aimed at encouraging early resolution and reducing unnecessary litigation.
At Glennon & Associates, we welcome reforms that promote proactive Claims Handling, early engagement and reduced litigation. These are measures within our control i.e., ‘the controllables’, which we believe, once implemented, will make a real difference.
A full copy of the Action Plan can be found below:
Last week we highlighted the direction of travel; claims volumes and costs are decreasing. But how do we sustain this trajectory? The answer in part lies in the Government’s newly released Action Plan for Insurance Reform.
Both the Taoiseach and Tánaiste call for a focus on ‘controlling the controllables’. This latest Reform Agenda does just that, targeting transparency and behavioural change in claims practices, litigation trends and furthermore taking aim at reforming Legal Processes.
Key proposed actions specific to Personal Injury Claims include:
• Remitting cases to the IRB if new evidence e.g. medical reports emerge during litigation, presumably with serious cost implications – P17/18 S3 (a) ii
•Introducing Scale Fees in Personal Injury Litigation, (already in operation in the District Court) – P19 S6 (a)
• Amend the Judicial Council Act 2019 to adjust the review period for the Personal Injury Guidelines – P24 S21 (a)
• Capping minor injuries and/or introducing an alternative resolution model – P24 S23 (a) & (b)
• Pre Action Protocols i.e., mandating certain steps (e.g., disclosure of evidence) before Proceedings commence – P25 S26 (a)
This marks a critical shift towards structural changes in the system, aimed at encouraging early resolution and reducing unnecessary litigation.
At Glennon & Associates, we welcome reforms that promote proactive Claims Handling, early engagement and reduced litigation. These are measures within our control i.e., ‘the controllables’, which we believe, once implemented, will make a real difference.
A link to the Action Plan can be found below:
https://assets.gov.ie/static/documents/20250801_Action_Plan_for_Insurance_Reform_WEB_-_BH_-_PDF_Version.pdf
